Oct 13 2009
What Everybody Ought to Know When Injured by Another in an Accident
Remain as calm as possible.
Call the police, even if the accident is minor. File a complete report with the police.
Get the names, contact information and insurance information of the other drivers. A car description and license plate number are also helpful.
If a camera is handy, photograph the scene. Limit your discussion of the accident to the police and insurance agents. Be truthful. Only sign documents for them.
Notify your insurance agent immediately after the accident, even at the scene with police present if possible.
Seek medical attention. Naturally, your health and safety should be your first concern and your top priority. If you are injured, get immediate medical help from a qualified doctor. Don’t delay. It is a good idea to have a card with relevant medical information for you and your family in your car.
Seek legal counsel. It is a good idea to talk to an attorney shortly after your accident. An attorney can help you deal with the difficult insurance issues and help you obtain and preserve valuable evidence that will increase the value of your claim. Your initial consultation with an attorney will be free of charge if someone else caused your injury. You have absolutely nothing to lose, but much to gain.
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